I do get asked this question from time to time. I do not get excited by it simply because I have no intention of retiring – and I am now 76. However, it is a very crucial aspect of later life. I have just read a brilliant article by Don Ezra in the FT. I quote what I found to be an especially useful calculating tool.

How much is enough? For a first rough estimate, consider the “rule of £1,000” which says that, for every £1,000 you have available, typically it generates £1 a week for the rest of your life. So £100,000 would make £100 a week available. For those who want something more, I’ve found that even non-geeky people understand the notion I call your personal funded ratio. It compares how much you have (and are likely to add, if there’s time for future savings) with how much you need to continue the lifestyle you desire. A score of more than 100 per cent is good; under 100 per cent suggests a need for remedial action. There’s a free calculator tool on my website to help individuals and couples make this comparison. “

He also talks about the importance of getting your will right and not creating problems for your family. He ends up with a quote from Paul Sullivan in The New York Times. “Just think for a second what it would be like on Christmas morning if your children ran downstairs and there were all of these presents, bright and shining, big and small, but with no name tags on them. Can you imagine the free-for-all that would ensue?”

I own up to not being overinterested in this topic but I do think it is a short coming that I need to address. I have always been good at living in the here and now but of course I will not always be here ……


This will be part of the title of my new book which moves us on from portfolio careers. There is an excellent article in todays Evening Standard by Hannah Flint in which she discusses the massive growth of portfolio careers, side hussles, etc. I was taken by a quote she uses:

“But why are so many of us giving up our evenings, weekends and every spare moment for work, work and more work? ‘Our careers have evolved to be portfolios and people are looking for authenticity, purpose and meaning in their lives,’ says Mayall Fine. A bit on the side, she says, ‘can be a really nice way to do that’, whether through working on something you’re passionate about or learning new life skills. “

Our new book will be called “Be The Architect of Your Own Future : A Recipe for Portfolio Living”. We are hoping to have a publisher shortly. So doing the rounds at the moment. And Yes – I still have a portfolio career – but now wish to reposition the concept into one that helps people to find meaning and purpose in their lives through a mixture of their life roles which of course could also include paid or unpaid work. But maybe not….


NHS to promote portfolio careers as part of new workforce plan

5 June 2019

I have been writing quite a lot over the past year about health service professionals who are being attracted more and more by the idea of portfolio careers. This has now been highlighted by a report this week which focuses on an NHS commitment to make general practice a ‘more attractive’ place to work by […]

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And now – portfolio careers for nurses!

14 May 2019

I have previously discussed the attractiveness of portfolio careers for doctors, pharmacists and also nurses. This week there is yet another call for nurses to seriously consider portfolio careers. Gemma Mitchell in an article for the Nursing Times on a survey which showed the key issues for nurses. “If we are to attract more people […]

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More ‘Slashies|

10 May 2019

I am beginning to think that I am fighting as a one person band here in attempting to denigrate this awful American alternative to portfolio careers. And ‘no’ – it is not just because our book headlines ‘portfolio careers’. Honestly! I have been asked to write articles for a no of US sites and I […]

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How can we stop this outbreak of ‘slashing’!

25 April 2019

After my recent diatribe about the US term for portfolio careers – slashing – taking over from our perfectly understandable term for it – portfolio careers – could not believe it when once again this morning there is another piece arguing for slashing as if it has only just been invented! This time can you […]

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BBC ‘discovers portfolio careers’!

24 April 2019

The money programme has just had a piece on portfolio careers. One of the fascinating facts for me was the latest research they had on the uptake of portfolio careers. More than 320,500 self-employed people in Britain are working two or more jobs, new analysis suggests. A study by the Association of Independent Professionals and […]

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Why you need to embrace a portfolio career

25 February 2019

This was the title of a guest blog in HR News by Ben Chatfield CEO and CO-founder at Tempo. He points out that in past generations, when stability and long-term career planning was the priority, it was typical to stay with the same employers for life. By 2020 Millennials will comprise over 50% of the […]

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Side Hussles are Muscling in!

26 November 2018

In July I posted  about this new phase that I was coming across called ‘side hussle’ which some people, including Henley Business School, were using almost as an alternative to the term ‘portfolio career’. From my internet researches it appears that the term is largely used to refer to a second job that not only […]

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Even builders are starting to explore portfolio careers!

21 September 2018

I was fascinated in coming across an article by Chloë McCulloch in Building in which she tells us  that the people joining construction today are going to have to adapt like no generation before.They could well have to work into their 80s while knowing that many of the jobs of the future haven’t been thought […]

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